KYC & AML Policy

01 Purpose

This policy sets out how FUTURAI, a non-custodial prediction-markets technology provider, verifies participants and detects, prevents, and reports activity associated with money laundering, fraud, and the financing of illicit activity.

02 Scope

It applies to all accounts and may require verification before fund movements or full market access are enabled. Funds remain in the participant's wallet or in on-chain escrow via smart contract; FUTURAI does not custody funds.

03 Identity verification

We verify identity and age using a risk-based approach. Verification may include government-issued identification and confirmation that the participant is 18 or over.

04 Documents required

• A valid government-issued photo ID.
• Proof of age and, where applicable, proof of address.
• Additional confirmation for elevated-risk cases or higher limits.

05 Risk-based approach

Verification depth scales with risk indicators such as activity volume, the participant's jurisdiction, and behavior. Higher-risk profiles undergo enhanced due diligence.

06 Ongoing monitoring

Accounts and transactions are monitored for unusual patterns. Automated and manual checks may trigger requests for further information or temporary limits.

07 PEPs and sanctions

We screen against applicable international sanctions lists and apply enhanced scrutiny to politically exposed persons. Sanctioned individuals and entities are prohibited.

08 Source of funds

We may request information on the source of funds to investigate suspicious activity. Because the platform operates in USDC and funds move on-chain or within the participant's wallet, source-of-funds review may consider the on-chain history of the addresses involved, without FUTURAI custodying any fiat balance.

09 Suspicious activity reporting

Where required, suspicious activity is reported to the competent authorities in the applicable jurisdiction, and we may be legally prevented from disclosing such reporting to the account holder.

10 Record keeping

Verification and transaction records are retained for the period required by applicable law.

11 Limits and restrictions

Unverified or elevated-risk accounts may face limits on fund movements or market access until checks are completed. On-ramps that automatically convert to USDC, as well as on-chain movements, may be restricted during verification.

12 Non-compliance

Failure to complete verification, or attempts to evade controls, may result in suspension, restriction of fund movements pending review, or termination.

13 Availability by jurisdiction

FUTURAI is a non-custodial technology platform and does not claim any license or regulatory authorization. Verification requirements and service availability may vary depending on the participant's jurisdiction; participants are responsible for ensuring that use is permitted in their location.

14 Compliance contact

Compliance enquiries can be directed to the FUTURAI compliance team through the Help Center or at legal@futurai.markets.